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Retirement Plans

Enrollment in one of the following two retirement plans is mandatory for all full-time employees within the first thirty (30) days of employment:

**To join ING, Met Life, or VALIC, a contract must first be established with TIAA-CREF.

Monthly retirement contributions to one of the above plans are made by both the employee and F.I.T. The employee contribution rates will be based on earnings as follows: 

Wages of $44,999 or less………………………………………..  3%

Wages between $45,000 and $54,999…………………………    3.5%

Wages between $55,000 and $74,999…………………………    4.5%

Wages between $75,000 and $99,999…………………………    5.75%

Wages of more than $100,000 but less than $179,000…..........     6%

 

Please refer to the Difference between Retirement Plans document to choose the best retirement option for you!

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