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Student Health Insurance

There is a mandatory hard waiver health insurance policy. All full-time students are automatically enrolled and billed for this health insurance. For questions and details of the plan, go to gallagherstudent.com/FIT or call Gallagher Student at 1 (800) 397.4938.

Plan Coverage Fees 
August 22, 2014 - January 14, 2015 $607.50
January 15, 2015 - August 21, 2015 $607.50

Students can be excused from the mandatory insurance if they have equal or better health coverage from another company. In order to waive the mandatory insurance, students must submit an online waiver form by the waiver deadline date.


Instructions to waive the student health insurance
  1. Go to gallagherstudent.com/FIT.
  2. Click Student Waive.
  3. Log in by entering your Gallagher Student username and password.
    • Your username is your FIT email address. Please enter the entire email address using this format: (First_Last@fitnyc.edu).
    • Your password is your FIT Student ID#. When entering your Student ID#, remove the "@" and replace it with a "0" (i.e. @01234567 should be 001234567).
  4. Click the red I WANT TO WAIVE button.
Immediately upon submitting the waiver form, you will receive a confirmation number. You will subsequently receive an email confirmation at the email address you provided. Retain this confirmation number for your records, as it is your only documentation that your form was successfully submitted.

If your request to waive the student health insurance is approved, the student health insurance fee will be deducted from your FIT account balance.


Insurance Card

The insurance card is available for download at gallagherstudent.com/FIT.

Instructions to download insurance card:
  1. Go to gallagherstudent.com/FIT.
  2. Click Account Home on the left menu. If mobile, click Log In on the top menu.
  3. Log in by entering your Gallagher Student username and password.
    • Your username is your FIT email address. Please enter the entire email address using this format: (First_Last@fitnyc.edu).
    • Your password is your FIT Student ID#. When entering your Student ID#, remove the "@" and replace it with a "0" (i.e. @01234567 should be 001234567).
  4. On the homepage towards the bottom of the page, click Generate ID Card.

Claims

Please submit all claims with patient name and identification number to:
United Healthcare Student Resources
PO BOX 809025
Dallas, TX 75380-9025
1 (877) 349.9017


Prescriptions

For coverage, present your ID card at the pharmacy when dropping off your prescription. If you haven't received your ID card, you may pay for the prescription, then complete the Express Scripts Claim Form for reimbursement.

To locate a participating pharmacy, call Express Scripts at 1 (800) 451.6245 or visit express-scripts.com. For more information on prescription coverage, please visit gallagherstudent.com/FIT or call 1 (800) 397.4938.


Participating Healthcare Providers

For information on participating healthcare providers, please contact:

2014-2015
United Healthcare Options PPO
1 (800) 767.0700
gallagherstudent.com/FIT, click 'Find A Doctor'
www.uchsr.com


Gallagher Student Complements Programs

EyeMed Discount Vision Plan
1 (866) 839.3633
www.enrollwitheyemed.com

Basix Dental Savings and CampusFit
1 (888) 274.9961
www.basixstudent.com


Need insurance after graduation?

Gallagher Student offers coverage from 30 to 180 days for part-time students, new graduates, alumni, and temporary employees. Enrollees can customize their plan by choosing from a range of deductibles and length of coverage up to the maximum of one year*.

*May vary by state. Availability is based on state of permanent residency.

For more information please visit:
http://quote.sasid.com/quoteintelligence/launch.aspx?refnumber=000002710-026-101


Questions? Need more information?

For general information on the benefits, on how to enroll, or service issues, please contact:
Gallagher Student
500 Victory Road
Quincy, MA 02171
1 (800) 397.4938
www.gallagherstudent.com/FIT
Email: FITStudent@Kosterins.com

For information on a specific claim or to check the status of a claim, please contact:
HealthSmart, formerly Klais & Company, Inc.
3320 West Market Street, Suite 100
Fairlawn, OH 44333
1 (800) 331.1096
www.healthsmart.com
Email: akronclaim@healthsmart.com

To register for StatusLink Claims Look-Up, go to www.healthsmart.com.

For answers to Frequently Asked Questions regarding the student health insurance, click here.
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